{"id":708,"date":"2009-09-14T22:10:05","date_gmt":"2009-09-14T22:10:05","guid":{"rendered":"http:\/\/www.uwb.edu\/?p=708"},"modified":"2026-09-08T19:19:12","modified_gmt":"2026-09-08T19:19:12","slug":"loans","status":"publish","type":"page","link":"https:\/\/www.uwb.edu\/financial-aid\/loans","title":{"rendered":"Student Loans"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"> Loans<\/h2>\n\n\n\n<p class=\"is-style-default\">The University of Washington Bothell participates in the major federal student loan programs to give our students the full range of options available for paying for college.<\/p>\n\n\n\n<p>\n\tStudent Loans are financial obligations that must be repaid. Pay careful attention to the terms and conditions of any loan you accept to help pay for school. Do not borrow more than you need or can repay comfortably after leaving school.<\/p>\n\n\n\n<p>In 2024-25, the percent of undergraduates with debt at graduation was 28%. These students graduated with an average cumulative loan debt of $21,207. In 2018, <a href=\"https:\/\/fsapartners.ed.gov\/knowledge-center\/topics\/default-management\/official-cohort-default-rates-schools\">UW\u2019s cohort default rate<\/a> (CDR) for student loans is 2.1%, well below the national average CDR rate of 7.3%.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">At-A-Glance<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You should never borrow more than you can comfortably repay after leaving school.<\/li>\n\n\n\n<li>All loans come with terms and conditions. It is important that you pay attention to the terms and conditions for any loans you accept.<\/li>\n\n\n\n<li>When you borrow money for school, you typically will need to repay the amount you borrow plus interest. The amount of interest accrued and the timeline for accrual to begin varies based on the type of loan.<\/li>\n\n\n\n<li>A comparison of various loans may be found on the <a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\">Student Loans Program Chart.<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Federal Loan Updates for 2026\u20132027<\/h2>\n\n\n\n<p>Important changes to federal student loan programs are coming. These changes primarily affect graduate\/professional students and parents of undergraduate students. If you are planning to utilize federal loans to finance your education in 2026\u201327 or later, we encourage you to review these updates carefully to understand how they may impact your financing plan.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-light-gold-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.washington.edu\/financialaid\/2026\/06\/05\/federal-loan-updates-for-2026-27\/\">Click for more federal loan information.<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-light-gold-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.washington.edu\/financialaid\/loans\/\">click for university of washington loan information<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>If you have questions about the loan process, please contact our office at 425-352-5240 or by email at uwbfaid@uw.edu.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Loans The University of Washington Bothell participates in the major federal student loan programs to give our students the full range of options available for paying for college. Student Loans are financial obligations that must be repaid. Pay careful attention to the terms and conditions of any loan you accept to help pay for school&#8230;.<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":8,"comment_status":"open","ping_status":"open","template":"","meta":{"_acf_changed":false,"_is_archived":false,"_archived_contact_email":"","footnotes":""},"class_list":["post-708","page","type-page","status-publish","hentry"],"acf":{"related_links":{"toggle_visibility":true,"link_1":{"title":"Financial Aid Forms","url":"https:\/\/www.washington.edu\/financialaid\/forms-2\/","target":""},"link_2":{"title":"Husky Promise","url":"https:\/\/www.washington.edu\/huskypromise\/","target":""},"link_3":{"title":"Work Study","url":"https:\/\/www.washington.edu\/financialaid\/types-of-aid\/work-study\/","target":""},"link_4":"","link_5":""},"highlight_box":{"toggle_visibility":false,"title":"","content":"","button":"","button_style":"angled-purple-button","button_screen_reader_text":""},"contact_type_1":{"toggle_visibility":true,"contact_title":"Office of Financial Aid","email":"uwbfaid@uw.edu","phone":"425.352.5240","box":"Box 358501","address_line_1":"17927 113th AVE NE","address_line_2":"Bothell, WA 98011-8246","location":""},"contact_type_2":{"toggle_visibility":false,"contact_title":"","email":"","phone":"","box":"","address_line_1":"","address_line_2":"","location":""},"social_media":{"toggle_visibility":false,"facebook_url":"","instagram_url":"","linkedin_url":"","twitter_url":"","youtube_url":""},"blog_archive_sidebar_visibility":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Student Loans - Office of Financial Aid<\/title>\n<meta name=\"description\" content=\"Federal student and parent loan information regarding annual limits, interest rates, loan fees. 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